Switzerland is bracing for another significant increase in health insurance premiums for 2025, following substantial hikes in the previous two years.

The average premium is expected to rise by over 5%, driven by escalating healthcare costs, including treatments, medications, and hospital stays.

This increase will vary by region, with some areas like Jura and Glarus experiencing sharper rises.

The Swiss government provides premium subsidies to about 28% of insured individuals, but there are concerns about the effectiveness and fairness of these subsidies.

Some recipients of these subsidies also afford additional private insurance, raising questions about the allocation of state funds.

The rising premiums are a growing concern for Swiss households, as they now spend a larger portion of their income on healthcare compared to two decades ago.

The government and insurance companies are under pressure to address these issues and find sustainable solutions.