Switzerland's Parliament has approved a motion to increase the minimum health insurance deductible, which has remained at 300 francs for over 20 years.

The Federal Council is tasked with determining the new amount and creating a mechanism for regular adjustments.

Proponents argue that the increase reflects rising healthcare costs and promotes personal responsibility, potentially reducing unnecessary treatments.

Critics, however, warn that the change disproportionately affects the elderly, chronically ill, and low-income individuals, potentially leading to delayed treatments and higher long-term costs.

The motion, supported by a conservative majority, aims to curb premium hikes but has sparked significant debate over its social impact.

The Federal Council must implement the changes within two years.