On September 22, Swiss voters will decide on a significant reform of the occupational pension scheme, known as the BVG.

The proposed changes aim to increase the number of people covered by pension funds, particularly benefiting low-income and part-time workers, many of whom are women.

While most employers support the reform, citing social responsibility, they face an estimated annual cost increase of 1.5 billion Swiss francs due to lower entry thresholds and the elimination of fixed coordination deductions.

However, some sectors, like agriculture and hospitality, express concerns over the financial burden, with the hospitality association officially opposing the reform.

As the debate intensifies, the outcome of the vote could reshape the future of retirement security for many Swiss citizens.