In Switzerland, more than a quarter of health insurers are struggling with insufficient reserves, prompting concerns about financial stability.

The Federal Office of Public Health (BAG) reports that 11 out of 44 insurers, including major players like CSS and Assura, have fallen below the required solvency levels.

This situation has arisen partly due to a government-mandated reduction in reserves following the COVID-19 pandemic, which aimed to stabilize premium increases.

However, premiums continue to rise, with an expected 6% increase next year.

The BAG is closely monitoring the situation, requiring regular financial reports from the affected insurers.

In a rare move, the insurer Klug was ordered to increase premiums mid-year to bolster reserves.

The CSS, Switzerland's largest insurer, plans significant premium hikes to recover its financial footing, highlighting the ongoing challenges in the sector.